In some cases, when a storm damages a home, the damage is very localized. For instance, a windstorm may knock down a tree, which falls and breaks a window. The window, the trim and maybe even the frame have to be repaired. But after those repairs are made, the issue has been properly addressed.
In other cases, though, a storm can also lead to water damage. This can be extensive and may quickly spread throughout the home. For instance, if a storm tears shingles off the roof, the cost to replace those shingles may be relatively low. But if that allows water to get into the house, the resulting damage could cost tens of thousands of dollars to fix.
What issues will you see?
Specific signs of water damage are going to differ from case to case, depending the nuances of a home and the type of damage in question. But some common examples include:
- Paint that is peeling or flaking off
- Bubbling under paint, wallpaper or drywall
- Hairline cracks in plaster that may spiderweb out
- Rings of water in the walls or ceiling, often light brown in color
- Ceilings that have started to bow or sag due to a loss of structural integrity or water accumulation
- The growth of mold and mildew
- Dark water stains that remain even after the material has dried
- A general musty smell in the home that can be very difficult to remove
From the outside, the damage to the house may seem relatively minor, so the insurance company may only authorize a small payment. But if there are tens of thousands of dollars in damage inside the home, far more compensation may be needed. At this time, it’s important to know exactly what legal steps to take as home owners connect with their insurance companies and try to find a solution. Seeking legal guidance proactively can be a wise way to get started.
