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What can you do to improve a car insurance claim?

On Behalf of | Mar 27, 2024 | Personal Injury

Often the hardest part of an auto accident is getting a fair settlement to cover medical costs and vehicle repairs. Many people do not get a fair settlement and, as such, struggle to recover financially.

There are a few things that you can do if you are seeking a fair settlement after an auto accident. Here is what you should know:

Call the police and get a medical report

Immediately after an accident, it is crucial to call the police. The police and an ambulance should arrive at the scene of the accident. The police may ask both drivers and any witnesses questions about how the accident and the events that led up to it. A police report is often necessary for an insurance claim.

A paramedic can examine you after an accident for injuries. Even if you do not believe you have any injuries, it can help to get a medical report. A medical report could help you if you begin to suffer conditions from hidden injuries after the accident.

Gather evidence after the accident

As you wait for the police to show up and after the accident, you may want to gather evidence. Some evidence you can collect is photos or video showing any damage done to vehicles and injuries. You may also gather evidence from a dash camera and any witnesses.

Understand the impact of the accident

You may get a fair settlement if you can show how an auto accident impacted you. Perhaps you suffered physical injuries, for example. These injuries may have caused you to lose your job. And, you may have suffered psychological conditions because of the accident. Proving pain and suffering, the cost of medical bills and the effect of an accident on your life can help increase your settlement.

Don’t talk to an insurance agent alone

Talking to an insurance agent alone may cost you a fair settlement. Insurance companies try to save money by reducing settlement offers. You may need to seek legal guidance as you negotiate a fair settlement for your auto accident.